TOEIC PRACTICE TEST 2 READING PART 7 (4)

TOEIC PRACTICE TEST 2

READING

PART 7 (4)

Direction: In this part you will read a selection of texts, such as magazine and newspaper articles, letters, and advertisements. Each text is followed by several questions. Select the best answer for each question and mark (A), (B), (C), or (D).
Questions 169-172 refer to the following letter.
AUSTRALIAN PULP AND PAPER WEEK Dear City Credit Union member, Your Credit Union has had a very busy year so far in 2010. We have experienced solid new member growth and continue to actively lend to our members. Helping members become homeowners, providing low rate credit cards, lending funds for new or used vehicles, and making home equity loans continue to be areas of focus for City Credit Union. While these efforts will continue, we also realize that many of our members have experienced tough economic times, and may be struggling to meet their current financial obligations. In recent weeks, we have received many letters and phone calls from members telling us about their financial situations and unique challenges. Due to the current economic climate, we have heard from members across a wide array of industries and professions; teachers, construction workers, and automotive sales to name a few, who have either lost their jobs, think they may lose their jobs, or had their household income significantly decreased. If you have not been impacted, chances are that you have a family member, friend or neighbor who has experienced financial difficulties as a result of the economy. If you are having difficulties in making any of your loan payments, whether it's your mortgage, auto, boat or RV, credit card or equity loan, we want to assure you that we are here to help you with our Member Assistance Team. This team was assembled exclusively to help members through stressful financial situations. We can help you by offering realistic solutions and may also be able to offer advice for working with other financial institutions—even if CCU is not your primary mortgage holder. If you're experiencing difficulty in meeting your financial obligations, or worried about your future ability to do so, we encourage you to contact us as soon as possible and we will do our best to help you through these challenging times. City Credit Union Member Assistance Team 216-555-8957 or 800-555-2823 extension 5987 memberassistanceteam@ccu.org Remember, we have your best interests in mind. If we can assist you, please contact us today. Sincerely, Joel Blumenthal Executive Vice President
169. What is stated in the letter about City Credit Union?	171. What does the Member Assistance Team help with?
(A) It has been losing money. (B) It is lending money to its members. (C) Business has been slow this year. (D) Membership has increased by 50 percent.	(A) Loan payments (B) Stocks and bonds (C) Financial reports (D) Bankruptcy
170. Why have members been writing to City Credit Union recently?	172. What does the writer encourage readers to do?
(A) They are applying for jobs. (B) They are defaulting on loans. (C) They are having financial trouble. (D) They are expressing thanks.	(A) Apply for a loan (B) Contact CCU soon (C) Save more money (D) Join the team

Questions 173-175refer to the following minutes of meeting.
Community Care Meeting Nov. 2nd, 2010, 7 p.m. 1. Hopeshare presentation Two representatives from Hopeshare, Leslie Graves and Rebecca Steinman, gave apresentation about their organization. Like us, they give financial aid to low income people and help them budget their money. But they also provide a food bank, shelter, transitional housing, transportation program, adult education, and an employment program. Their annual operating budget is about $10 million. Leslie said that Hopeshare wants to form a stronger partnership with Community Care, and explore ways we can share resources and avoid overlapping services. She recommended that we meet together at least twice a year. 2. Treasurer's report Treasurer Jacob Hall passed out current budget figures showing our up-to date income and expenses. He said that we have $851.52 total liabilities & capital. Our total revenues for Oct. were $1,690.97. 3. Promotional plans Robin Sayers proposed that we produce a DVD promoting our services, which could be shown to churches and other potential donors. Gina Mauer said that it would also be good to make a brochure that could be handed to clients and distributed throughout the community. We agreed that everyone should pitch in to help write, take photos, and help with graphics and design. We set a deadline of Dec. 4th to have preliminary plans in place. Mary Burley agreed to be in charge of the project and to keep everyone on track. 4. Problems and concerns Community Care director Bill Lyons discussed the need to improve coordination between team members. He said he is working on upgrading our website so everyone can have instant access to information about clients we help and resources available to them. 5. Next meeting We agreed to meet again at 7 p.m. Dec. 4th at Bill's house, 1134 Midvale Ave. N. The meeting was adjourned at 9 p.m.
173	What does Community Care do? (A) It provides emergency shelter (B) It produces promotional materials (C) It helps low-income people (D) It designs company websites	175	According to the minutes, what is Bill Lyons working on? (A) Improving the Community Care website (B) Planning a fund-raising dinner (C) Writing and editing a promotional brochure (D) Forming a partnership with Hopeshare
174	Why does Robin Sayers mention making a DVD? (A) To give a present to Hopeshare (B) To promote Community Care (C) To sell and raise money (D) To show to Community Care clients

ANSWER KEY

169	170	171	172	173	174	175
B	C	A	B	C	B	A