The Government has been
funding a loans scheme for students in Higher Education since September
1990.
These loans are available as a
‘top up’ to the standard grant. Although the loan is intended to supplement
the grant for living costs, eligibility for a student loan is not
restricted to those who receive a maintenance grant. The decision whether
or not to take the loan is yours.
Eligibility
You are eligible for a student
loan if you are a UK resident and are attending a full-time Higher
Education course, below postgraduate level, or a Postgraduate Certificate
in Education course, provided you start your course before your 50th
birthday. Full-time courses last at least one academic year and include
sandwich courses which combine time at college with time spent in a
workplace.
Eligible courses are offered
by colleges, universities, the Scottish grant-aided colleges and other
publicly funded institutions providing Higher Education courses. In
general, eligible courses include first-degree courses or their equivalents
and any other courses for which your Local Authority will pay your tuition
fees.
Your
financial circumstances
Students who want loans are
not ‘means tested’ or ‘credit vetted’ - all those eligible will obtain a
loan. This means that:
• The amount of your maintenance grant
or tuition fees does not matter.
• Other income, if any, is not taken
into account.
• Any previous student loans are not
taken into account.
• The income of your parents, spouse,
partner or other relatives is not taken into account.
• Your previous financial record is not
a consideration.
When
to apply for a loan
If you would like more
information on how to apply for a student loan in readiness for your entry
to Higher Education in Autumn 2003, then you should contact The Student
Loans Company from June 2003 onwards. Once in Higher Education, you can
apply for a loan at any time in the academic year.
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